1. O Sunday School, on the Lord’s day,
O how I love Thee well,
I am happy, it makes me glad
To rejoice at Thy birth.

2. O Sunday School, on the Lord’s day,
Thy friend friendship suits me well,
Both young and will sing Thy song,
We long for Sunday School.

3. O Sunday School, on the Lord’s day,
Christ was Thy first teacher,
The Holy Spirit, great teacher,
Does manifest in thee.

4. O Sunday School, on the Lord’s day,
This testimony is sure,
That God, the Father Almighty,
Poured His blessing on Thee

5. O Sunday School, on the Lord’s day,
Though the sun be so bright,
Or if the clouds be black with rain,
I’ll be in Sunday School.

6. O Sunday School, on the Lord’s day
I rejoice to see Thee,
Will thou pass over me today?
Without my being blest?


OPENING PRAYER: Gracious Father, please grant me wisdom to be able to manage my finances well.


[12]Therefore He said: “A certain nobleman went into a far country to receive for himself a kingdom and to return.

[13]So he called ten of his servants, delivered to them ten minas, and said to them, ‘Do business till I come.’

[14]But his citizens hated him, and sent a delegation after him, saying, ‘We will not have this man to reign over us.’

[15]“And so it was that when he returned, having received the kingdom, he then commanded these servants, to whom he had given the money, to be called to him, that he might know how much every man had gained by trading.

[16]Then came the first, saying, ‘Master, your mina has earned ten minas.’

[17]And he said to him, ‘Well done, good servant; because you were faithful in a very little, have authority over ten cities.’

[18]And the second came, saying, ‘Master, your mina has earned five minas.’

[19]Likewise he said to him, ‘You also be over five cities.’
[20]“Then another came, saying, ‘Master, here is your mina, which I have kept put away in a handkerchief.
[21]For I feared you, because you are an austere man. You collect what you did not deposit, and reap what you did not sow.’
[22]And he said to him, ‘Out of your own mouth I will judge you, you wicked servant. You knew that I was an austere man, collecting what I did not deposit and reaping what I did not sow.
[23]Why then did you not put my money in the bank, that at my coming I might have collected it with interest?’
[24]“And he said to those who stood by, ‘Take the mina from him, and give it to him who has ten minas.’
[25](But they said to him, ‘Master, he has ten minas.’)
[26]‘For I say to you, that to everyone who has will be given; and from him who does not have, even what he has will be taken away from him.


Open Heavens 14 May 2023











MEMORY VERSE: The wisdom of the prudent is to understand his way, But the folly of fools is deceit Proverbs 14:8 (NKJV).

INTRODUCTION: Simply put, financial intelligence is about being financially wise. It is the knowledge and skills gained from understanding finance and accounting principles in the business world and how money is being used (Prov.18:15).

To be highly successful, extra efforts, skills, intelligence, and God’s leading will be needed. It is not only organisations and business owners that need financial intelligence; it is also needed for personal finance.

LESSON AIM: To study how to be financially intelligent.

Through the lesson, students should be able to:
i. Understand the term “personal finance”
ii. Discover how to be financially intelligent.

TEXT REVIEW: The Teacher should answer the following questions from the Bible passage.
i. Who were the wise servants? (Luke 19:16,18)
ii. Who was the wicked servant? (Luke 19:20).
iii. What did the wise servants do? (Luke 19:16,18).
iv. What did the wicked servant do? (Luke 19:20-22).
v. How did the Lord commend the wise servants?
vi. Mention three things which the Lord did to the wicked servant. Luke 19:22-26.

TEACHING METHOD: Lecture and Discussion methods.


The Teacher should test the knowledge of students on what personal finance is.
The Teacher should explain personal finance under two major headings: Personal finance and net worth.

i. Personal finance is the term that covers planning (Prov. 21:5; 30:25) and managing personal financial activities such as revenue generation, expenditures, budgeting, savings, investments and other financial related actions (Matt. 25:20).

ii. It is the ability to make smart decisions, plan properly especially in the aspect of finance and live a good life (Prov. 10:4).

i. Your net worth and what you are able to do with your money is considered success (Matt. 25:22).

ii. It is not necessarily so much cash at your disposal

iii. A personal financial statement (Assets minus Liabilities) shows the net worth of an individual.

iv. For example:
a. If all assets in possession are sold and all debts paid, and the liabilities are greater than the assets, the financial statement indicates a negative net worth.

b. If the individual has more assets than liabilities, it is a positive net worth.

CLASS ACTIVITY 1: Can you say so manypeople in your locality are financially intelligent? If No/Yes: How and Why?
NOTE: You may NOT refer to specific names.

For us to be financially intelligent, we need to do the following:
i. Develop a personal success-drive and be intentional about the wellbeing of your finance. 1Kings 11:28.

ii. Seek knowledge and be informed (Prov. 1:5): Invest in yourself (Prov. 19:20), read (2Tim. 4:13), make researches (Acts 17:11), ask questions and open your ears and eyes to the happenings around you.

iii. Practice what you learned about financial intelligence and use the knowledge gained to execute the purpose for which it was acquired. Prov. 6:6; 10:4.

iv. Keep track of your spending: identify where you need to make amends and where you need to intensify effort. Prov. 16:21a.

v. Have proper and detailed records of your income and expenditure. 2Chron. 34:16-18.

vi. Surround yourself with the right people who share the same opinion. Prov. 13:20; 27:17.

vii. Pray for divine wisdom and direction on what and when to invest your resources. Jas. 1:5; Isaiah. 30:21.

CLASS ACTIVITY 2: The Teacher should ask students to comment on why they think each of the seven items so identified above is necessary to make a person financially intelligent?

CONCLUSION: Financial intelligence is needed in order to stay on top of your financial game because hardly would you find a financially intelligent person who is not successful.

EVALUATION:: Describe financial intelligence?

CLOSING PRAYER: Father help me to apply those principles which I learned today in order to make me become financially intelligent.

State 10 key factors needed to be financially intelligent. (1×10=10 Marks).

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