RCCG SUNDAY SCHOOL TEACHER’S MANUAL 7 MARCH 2021
TOPIC: THE CHRISTIAN APPROACH TO INVESTMENTS
OPENING PRAYER:. Father, guide me to increase wealth through credible means, in the name of the Lord Jesus.
PREVIOUS KNOWLEDGE: Teacher should inform the students about the state of the class, the progress made and the challenges encountered during the 2nd quarter of the Sunday School year.
BIBLE PASSAGE: Luke 19:11-27.
MEMORY VERSE:”Wealth gotten by vanity shall be diminished: he that gathereth by labour shall increase.” Proverbs 13:11.
LESSON INTRODUCTION: In the parable of the talents in Luke 19:11-27, Jesus makes it clear that He expects his followers to be faithful stewards of the resources that He has put at their disposal.
Good stewardship includes wise investments. Many bellevers find it difficult to adopt a practical theology for money management and investing for a distant and uncertain future. The Bible, however, offers practical wisdom on investing the resources we have with insight and foresight.
READ >> OPEN HEAVENS 7 MARCH 2021
TEXT REVIEW: Luke 19:11-27.
The key issues in the text with respect to investments and savings are identified as follows:
i. Wrong notion about the timing of the kingdom ar God which was considered to be immediate and peopie may not need to save.
ii. Some other peopie imagined that the time to the end is very far and thereby need not commence saving immediately. -Vs 12.
iii. Some peopie just hate the princples of saving and investment and consider it as burdensome. -Vs 14
iv. Some people are not informed about the values of saving and investment. Vs 20-21.
LESSON OUTLINE 1: BIBLICAL PRINCIPLES FOR INVESTMENTS AND SAVINGS
i. Teacher should find out from students what savings and investments mean
ii. Teacher should explain investments as act of putting money and or other resources into real business (has to do with people, product or services) with hope of receiving return on investments.
iii. A well managed business will yield returns on investment. Prov. 31:10-31; Eccl. 11:1-6.
iv. Class should discuss the line of businesses which a believer could invest in, in the light of ther followings:
a. Real estate.
c. Ventures, stocks, shares, bonds, etc.
v. Some don’ts of investments:
a. Do not invest in what you do not have understanding or or have experience in. Prov. 24:3-4.
b. Avoid get rich quick scheme or investments. Prov. 13:11; Prov. 21:5.
c. Do not invest what you do not have.
d. Do not invest what you cannot afford to lose.
e. Do not accumulate debt in the name or investment. Prov. 22:7.
f. Do not invest because a Christian offers it. This may not guarantee against loss.
vi. Invest in your personal education. it opens doors of opportunities for you.
vii. Invest in your children’s education. it secures your future.
viii. Save for the future.
ix. Saving is biblical. Gen. 41; Prov. 6:6-11; Prov. 21:5.
x. Saving honours God as it rightly values money as a gift from above. James 1:17
xi. Avoid unplanned impulsive or unwise spending
xii. Saving demonstrates that we value what God has graciously given us. Luke 12:47-48.
xi. Saving may be a means of leaving an inheritance or blessings to your heirs, children, wards and others. Proverbs 13:22
CLASS ACTIVITY 1: Are there any similarities or differences between savings and investments?
LESSON OUTLINE 2: REASONS FOR INVESTMENTS
i. Wealth Creation: investing your money will allow it to grow and compound. You earn money on the money already earned and create wealth over time.
ii. Beat Inflation: Returns from investment help to maintain the purchasing power at a constant level. lf you do not beat the inflation rate, you will be losing money, not making money.
iii. Retirement: You should invest while you are earning so as to create a mass of funds that can be used when you retire. This provides security to maintain a comfortable life-styie even after retirement.
iv. Accomplish Financial Goals: Investing can help you reach bigger financial goals. This return on your investments can be used towards financial goals, such as buying a home, buying a car, starting a business, or puttng your children through school.
v. High Returns: Investing woud help to achieve high returns as compared to banks savings account which provides little return.
CLASS ACTIVTY 2: Why should you invest?
i. Savings and nvestments are biblical.
ii. Both have principles which applied would bring returns.
iii. Savings and investments have tremendous benefits.
CONCLUSION: Investing into the future is not an act of anxiety, everyone must save for the raining day. In order to build wealth, you should invest your money.
EVALUATION: Why should you avoid unwise and impulsive spending?
CLOSING PRAYER: Father, help me to invest wisely.
ASSIGNMENT: Mention the five disadvantages of excess consumption