OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 SATURDAY: DEBT-FREE

OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 MEMORIZE: The rich ruleth over the poor, and the borrower is servant to the lender. Proverbs 22:7

OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 BIBLE READING PSALMS 37:21

The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.

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OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 MESSAGE

Borrowing money at your level is a result of a lack of contentment and prioritization. If you receive pocket money from your parents or guardian, you are very fortunate.

In my days, there was nothing like that, once you eat at home, you go to school and come back home before you have another meal.

Although I know things are different now, yet, it is not wise to put yourself under financial stress because you want to acquire things on impulse or that you don’t need

Your pocket money is your first taste of financial responsibility; to be debt-free, you must learn how to draw up a budget to help you spend wisely each month especially if you’re in a higher institution.

Your budget should include your needs in order of importance. Thereafter, follow the budget strictly and don’t forget to save some money.

When our children were younger, we taught them how to spend within the means of their pocket money and if they needed anything extra, they had to work for it.

If you cultivate this habit of spending within your means now, you will become a wise and disciplined adult.

OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 KEY POINT

Have a monthly budget and stick to it.

OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 HYMN

LET US WITH A GLADSOME MIND

1. Let us with a gladsome mind
Praise the Lord for He is kind;

CHORUS
For His mercies shall endure
Ever faithful, ever sure.

2. Let us sound His name abroad,
For of gods He is the God;

3. He, with aII commanding might,
Filled the new-made world with light;

4. All things living He doth feed,
His full hand supplies their need;

5. He His chosen race did bless
In the wasteful wilderness;

6. He hath with a piteous eye
Looked upon our misery;

7. Let us with a gladsome mind
Praise the Lord for he is kind

OPEN HEAVEN FOR TEENS 18 SEPTEMBER 2021 BIBLE READING IN ONE YEAR: ECCLESIASTES 4:1-16, ECCLESIASTES 5:1-20, ECCLESIASTES 6:1-12, 2 CORINTHIANS 10:1-18